Real-time exchange rates. Zero hidden fees. Mobile money & bank transfer to 20+ African countries from Canada — in minutes, not days.
No hidden fees, no surprises. Your money arrives where and when it should.
Sign up free in 2 minutes. Upload ID, complete our KYC process — you're protected and so is your family.
Enter recipient's mobile money number or bank account. We verify and store it securely — add once, send forever.
Choose amount, confirm rate, send. Watch delivery live. Your recipient gets a notification the moment funds land.
Your family gets notified the moment funds are credited. No more "did it arrive yet?" calls at midnight.
Our AI engine scans multiple liquidity providers in real time, locking you the best rate before every transfer. No spread hiding.
95% of transfers reach mobile money accounts in under 8 minutes. Bank deposits typically within 2 hours — often instant.
FINTRAC MSB registration in progress. Every transfer is AML/KYC screened, encrypted, and audit-logged for your protection.
Ghana, Senegal, Nigeria, Kenya, Guinea, Côte d'Ivoire, Tanzania, Uganda, Zambia, Rwanda — and growing every quarter.
Our algorithm selects the optimal payment rail for each corridor — maximizing speed, minimizing cost, auto-retrying on failure.
Support in English, French, Portuguese, Spanish & Arabic. Live chat, WhatsApp, and email — someone who speaks your language.
Click a country to pre-fill the calculator
M-MONEYS is prepared for FINTRAC Money Services Business (MSB) registration in Canada. Every transfer is monitored, logged, and reportable.
Registration in progress. All transfers are structured to meet Canadian AML obligations.
Identity verification and anti-money laundering screening on every user and transaction.
Risk scoring engine processes each transaction with sanctions list matching and behaviour analytics.
Every action, transfer, and admin operation is immutably logged and available for regulatory review.
Trusted by the African diaspora
across Canada
Over 10,000 diaspora families send money home with M-MONEYS every month
"J'envoie de l'argent à ma famille chaque mois. M-MONEYS est 3x moins cher que Western Union et arrive en moins de 5 minutes!"
"The best rates for XOF corridors. My mum gets Orange Money directly — no bank needed. Absolute game changer."
"MTN MoMo delivery in under 4 minutes. I checked. M-MONEYS beats every competitor on Ghana corridors hands down."
"NGN rates are unbeatable. Zenith Bank credit within 10 minutes. Customer service actually responds in English AND French!"
"M-Pesa integration is seamless. My family confirms receipt before I even close the app. 98.4% success rate is real — I've tested it."
"Après avoir essayé 6 services différents, M-MONEYS est le seul qui combine la rapidité, la transparence des frais et le support en français."
"The compliance monitoring actually gives me peace of mind. I know my transfers are legal, tracked, and safe. Plus the rates — wow!"
"Mon frère reçoit l'argent sur MTN MoMo avant que j'aie fermé l'application. C'est magique. Je recommande à toute la diaspora."